I’m wondering if I could create a note and sell that or offer an investor a note for cash and financial statement any ideas?

(I'm not an attorney, consult yours)The first would be the promissory note, that outlines the terms of the loan, and the second would be a properly recorded mortgage, which defines what collateral can be claimed in the event of default, and the related process for making that claim.As @Robert Kinsey mentioned, 5% would be a bit low for me as a lender, but I'd be very happy to pay it as a borrower.

Add a nIce ceIlIng fixture In the mIddle Note that this is in a reasonably nice house/rental in a B+ neighborhood.

Many commenters have noted the need for someone familiar with taxes and structuring to ensure your investment reaches its full potential.

Please note, I don't need money at the moment and don't have any other investment vehicles that will generate a guaranteed 8-10% growth to my investment.

Also, just a side note, while you may spend an additional $400 per month to float the property, this will likely be offset by depreciation and fees.

I understand it I can be much slower in other markets.OTHER NOTES- One of the HUD requirements is that the first lease signed has to be 12 months.  

Provide self-directed IRA funds in the form of a note (private money) and find like minded flippers in the same situation with IRA money to invest to then fund my flips. 

The notes I have on MLO say to "get the owner to lease their entire building for usually 5 years, for no more that the current NOI, income - expenses.

When the notes got paid, we had planned to keep purchasing rentals, and have the additional income from the new rentals, start paying down the old, and “snowball” the payments, maybe even purchasing some newer rentals on15yr mortgage.