If you refi to a renovation loan by including the ADU costs + paying off the existing mortgage, would your total monthly payment be financially comfortable and agreeable to you? 

Additionally, consider cards with no annual fees to keep costs down.

OK, I would urge you to be very, very careful here...Certain operating expenses are paid monthly from lender escrow, so it's easy to assume that any costs not paid this way are somehow "optional."

The current low(er) cost of living compared to other markets and lower entry points make it very attractive.

I wouldn't consider this an investment, but maybe a way to offset your costs.

Soon closing on a property property cost $458k and the closing cost is really high we are doing FHA mortgage they are charging 2% of the loan plus application fee and mortgage insurance on closing for the amount of $7k and plus monthly mortgage insurance... in 2020 there was not just a thing 2% of the loan on mortgage origination loan fee! 

How much is the landscaping cleanup going to realistically cost?

I can always go with a larger outfit, but that’s more overhead that come at higher costs.

Looking to get an understanding of the closing costs involved with a seller financed commercial property in North Carolina. 

not positive but ballpark guess not sure how much those cost yet... but im using the 70% formula so   364,080 x 70% - 30k (repairs) - 8,500(whoelsale fee) and i get $216,356 as my (MAO).