This is worth your attention far more than SFH at the moment.After you are rock solid sure that you will be able to get the loan forgiveness, I would recommend not paying down the debt and investing immediately. 

Ask your agent what is normal for your local area.If you are a cash buyer have proof of funds ready, if not a rock solid pre-approval that has been pre-underwritten.

Just like a settlement in court...or a plea deal....sometimes it just makes more sense to get it done quick and easy and you come out aheadIts really splitting hairs and a matter of semantics......I hate cash for keys.....and hope I never have to face that decision because it would piss me off beyond belief.... but if that day comes when its quicker and cheaper to "rip the band aid off quickly", then I may consider it..... but I do my best to never be in that spot.....

I manage a number of properties in the Valley of the Sun with grass and done correctly it's often more popular than rock but it does come at an expense.I have a feeling they will roll out some sod and hit it with a sprinkler thinking they are good to go.

@Vinny Joseph - Bridgeport is ok if you stick to the North End, Forest Glen and Black Rock Neighborhoods.

Sweet deal, in B and C neighborhoods.

every major mid west deep south and rust belt market has TK providers and in many markets there will be numerous providers.I find they will generall specialize in certain asset class's  like some will hone in on C /D for the returns on paper look very good.. others will only Do B and up and wont do any hud.. 

The month-to-month is working for years now so why rock the boat. 

The best places for B and C class properties is in the northern part of the county where B’ham sits.  

I was just in Austin/Round Rock over the holidays - lovely area!