I am not a fan of HELOCs when you need the money for long periods.

Thank you @John Mason.Do you have personal experience with this firm or some you know is good and reliable ?

They make money and stay in business by taking your payments, and not paying out claims.

You are looking to rent or buy a space with a partner to have a personal fitness business or just a class?

If you're comfortable meeting in person, I would follow up with an email outlining what was said in person to the tenant with the resolution of the conversation also in the email.

I am 16 months in and proud of the success I have had but I feel like It might be time to focus on using my money wiser if at all possible.  

Last year we were able to connect an investor of a coastal six plex with our personal credit union and due to strength of borrower and property, they provided a non-member with a 25% down mortgage with a 25 year amortization on a property the seller was requiring 'cash only' due to the presumed challenges of multi family financing. 

I would recommend choosing someone with the most forum posts and/or reviews that way you know that person is active 

I'm leaning towards the Authorized, even though it's a bit more money.

A great way to network and meet people in your local community is to attend in person meet ups.