Is there a particular part of south FL you are considering?

As part of the Ch 7 you can note you wish to relinquish the properties and they go back to the bankThat is not an easy decision but it is what would get you back on your feet the fastest.

If YouTube had existed back then, he would be a Grant Cardone of the times.

For DSCR, a 3 yr prepayment penalty and paying 1-1.5 points will put you pari passu with Conventional products right now for the most part. 

Taking it nice and slow and trying to not make mistakes that cost time and money.Thank You for the Input in Advance,

What dates should I look at for pre-foreclosure to ensure I am reaching out to the owners at the right time? 

You should look into DSCR Loans - many investors like yourself typically move to this loan product once they max out with DTI/qualifying conventionally - a bit higher in rate than conventional mortgages - but no DTI ratio or tax returns/income verification makes a much easier qualification process and LLCs are 100% ok (even as sole owner) and actually often preferred.PS - published a 10-part article series here on BP last year on everything you'd want to know on these loan types - sharing links below, hope it can help!

We've seen this show time and time again, we know the ending.

If you don't have time or don't want to spend hours learning on podcast or YouTube then it may be a good fit for you. 

Even five years ago, most properties on my street were either vacation homes or full time residents.