No one that I know of (ever in 33 years) will lend based on the ARV over Cost over that first short period of time. 

look at 50 properties over the next 6 months and make reasonable offers that you're comfortable with. 

A Stanford study revealed that over 75% of the ADUs built in San Jose between 2016 and 2020 did not have a permit and are therefore illegal housing units.The lengthy permitting process, high construction costs, and shortage of tradespeople are some of the factors motivating property owners and contractors to take on the risk of building, renting to tenants, and/or housing family & friends in an illegal unit.

There was a starting amount of 300k, would i need to bid above 300k or any amount over $1 since it has no bid?

Overall, I think more people would say that finding deals is harder though, just my opinion!

My concern is being able to find a tenant during fall/winter months.

Hi Keivan, how many props have you closed on over the last 4 months ?

The custom builders in the area are very competitive and are offering pretty inexpensive builds vs comps.If the lot was purchased recently for 20K and the turn-key cost to build is $200K, after I close on the house (bank said appraised value would be 220K), would a new buyer have problems with it getting appraised over $220K even with other comps selling for 300K+?

Not going to lie, the amount of interest paid over the life of a typical mortgage is insane to me. 

I have made over 150K from quit claims back to original owners.