The realtor that wanted to introduce me to one wanted a finders fee of somewhere in the 12k range.

These were largely sourced pre-CV19, so eat the fish and spit out the bones.The DTI percentage range varies by lender, and is less than what you will find for an owner occupied property, due to lender risk.

Obviously that land and common area has expenses (ranging from insurance and taxes to maintenance) and yet can’t bulldoze the building on their property.

Shiny object syndrome holds back more investors than any market condition!

Similarly with the rent ranges - make sure you get opinions from property managers, online tools (rentometer, etc...) to see if your rental estimates are current.

Do other comparable units in that area/price range provide them?

Ray, banks are going to consider this a commercial loan, so it will typically range from 20-25% down, depending on the bank.  

I'd be happy to connect and chat about your investment objectives!

If there is a foreign object then it is the tenant’s.

Considering Orlando but am unsure what the rental market is like for single family homes in the $5K-$6K/mo range (purchase price $1mm+).