However, generally speaking, a Bankruptcy Trustee can declare a specific debt as non-dischargeable through bankruptcy due to "Fraud" on the part of the Debtor.

Hi my name is Esteban. I am interested in starting a real estate investment in the US. I am from Ecuador but I believe that the US has stability and allows you to create a business with some security.I wanted to know ...

Why would you even consider attempting to move forward on this non-deal?

Not sending out that Notice to Quit for Non Payment of rent the very first day rent is late!!!!

California is famous for going after out of state landlords and a few other states are doing the same as they try to replenish their coffers after the economic downturn of the last several years.If you do have rental profits, almost every state will require you to file a return and pay taxes as a non-resident.  

Perhaps let them know asap, at least verbally, about the bill so they have some time to prepare for that higher rent next month rather than being "surprised" at the 1st of the month.

It's a good rate for a non-owner 4 unit property based on the current market.

the available inventory went to almost non-existent and the turnkey companies that were there became pretty unreliable in my opinion.

Finally, if my property is in ny - will non local lenders do the deal? 

And Also when Marketing whether verbally and in writing And Also negotiating deals Would you have to disclose that you are an real estate agent and investor as well?