I've helped a bunch of house hackers buy in and around of Alexandria.Most important thing to consider is the unrelated occupancy limit of 4 people. $1,000 a month in general is the going rate for most rooms.

Your best bet for locating and connecting with this individual is on BiggerPockets or your local REI meet-up.

This is not to say there aren't bankable borrowers with good projects.

Been researching, reading, listening, but the big and rough thing for me is to make the right decision/s, since my option are a lot, or maybe they do not exist?

The 3% down is geared towards primary home (owner occupied).

Yes, what you wrote is correct.

My agent is shopping for a new policy but so far multiple underwriters are refusing to write policies for the same issue.

However, that is certainly not the norm.

My name is Jonah,  I'm a long time fan and listener of the BP Podcast and decided to finally jump in the forum! 

Rich Dad Poor Dad is a solid start—it definitely opens your eyes to thinking differently about money.