It honestly has a lot to do with responsiveness, knowledge, and empathy.

To be honest, whether its worth it, is how many times you'll use it.

Honestly, I will happily receive any insight you'd be willing to share.

Here's my honest take.

To be completely honest, I don't know much about the ARM you mentioned.

Honestly as long as you have insurance to cover yourself if things went south you will be fine.  

Honestly managing them even at a distance isn't difficult.

Honestly, however, I couldn't quite follow what it is your really asking.  

They'll probably give you some honest feedback on what they like and don't like 

My challengers were leaving my trusting wife here alone while I still worked out of town and coming home on weekends to work very hard and trust that my higher power would get me through what honestly was very tough.