Rental property in our name-how best to protect llc/holding co.

[Kristin Vanderkin-Jus]

We started buying properties 3 years ago, cash, to diversify, protect our retirement and make some income. We have a couple instate, a property out of state and one out of country. How can we best protect ourselves? I keep hearing to form a holding company, and put each rental as its own llc. I know I have to do something. I am clueless, then get overwhelmed and therefore have done nothing. How do I begin setting up? I've considered spending the money on business like anderson (but that seems like a lot up front and then just giving them more and more-maybe I dont really understand their model), going through legalzoom, just doing it (which i hear is not as hard as it seems??) Any direction, advice is very welcome.