ultimately the question is, if you include certified funds for the earnest deposit in the full amount of your offer, would that give a substantial likelihood of the bank just accepting an offer that otherwise would be viewed as somewhat excessively low?

There's so much to learn in REI, but if you narrow your focus onto a specific technique (flipping, wholesaling,rentals, etc.) you can whittle away any excess information that would only clog your mind with unnecessary stress.I'd bet that you feel lost because you're trying too hard to take everything in all at once!

Any bid above the $75 will have the excess funds go to junior lien holders in succession then the the actual borrower who was foreclosed.The notice you read clearly states the Lender (Mortgagee) has received a deed on the home.

I know you will likely find a better home for your increased cash flow, but even if you just applied it to the principal of the loan you would be in a great position at the end of five years having gained about 15% more equity by just applying your excess cash flow to the principal.

., you have no excess cash from working your day job - you may want to consider how you can make more money on your day job before you go too far down this road.

The con is that I probably paid too much but with what we've been able to do with improving the cash flow it makes too much money and outstrips the depreciation so we have to pay taxes on the excess.

Neither can have an excess loan to value. 

It usually happens when the current owners are underwater or can't afford the payments anymore.If you got a new mortgage, title/closing agent will pay off your brother's remaining debt/loan balance and then give him a check/wire for the excess. 

Quarterly, the C Corp pays the properties' owner (the LLCs) the excess profit.The C Corp give me fringe benefits like wellness plan that reimburses all my out of pocket medical expenses, vehicle mileage use, etc...I could also use that C Corp to get W2 income and contribute to a Qualified Retirement Plan or I could just choose to lower the management fee to just balance the expenses and make a minimum profit to lower taxes.In your situation you are looking at a partnership.

Then I can put my current primary on the market FSBO and use the cash from that (it has been two years that I've lived there) to pay off the HELOC and the excess cash to fund some repairs at the new primary.