Banks are under pressure now and with laws like the Corporate Transparency Act they have the government's tools behind them to reduced their riska and start calling notes due so they can sell them or move them off the books. 

IRA's are Individual Retirement Arrangements governed under IRC code section 408. 

He has also advised me to protect my investor that is already at the table (my mother) to form a promissory note system with her.I have contacted the county government about the permit process, and understand the basics of it.Thanks for reading my second post, I plan to keep this updated as like a running log I can refer back to and maybe get some guidance.

Are there any stocks that govern the real estate world?

The legal requirements, government agencies, rules and regulations will put you in the mad house.

I recently read (link below, thought is in Spanish so try to translate in google) that the Puerto Rico Government is considering to pass a law to allow condos able to do AirBnB. 

Line 4-b vaguely covers it.Look similar to that required by the Federal Fair Housing Act.I always answer such an inquiry with "We welcome service animals and assistance animals for those with qualified disabilities."  

I love the idea that my wife and I could have the option of retiring early and traveling within 10 years with REI instead of waiting another 20 to retire when the government says I should. 

Liberalism and government oversight run amuck  

They will have far more accurate and helpful information than most of the people here:http://webcms.pima.gov/government/development_services/land_planning_and_regulation/Hope this helps.