Best Wishes for Fantastic Deal Finding Day! 

What are the benefits of buying with a credit card/non-traditional method of financing vs. putting the 20% down?

Hi Martins,Congrats on joining a fantastic community!

If you have any questions, post them here and tag me.Quick Example:Purchase: $125kRepairs: $20kARV: $200kPoints: 3Interest: 13%Fees: $1,030Total Cash to Close: $5,380Monthly Interest only Pmts: $1,585Total Financing Costs (3 months): $5,380+$1,585+$1,585+$1,585=$10,135Cashout Refi at 75% of ARV = $150k$145k (Borrowed Amt) + $10,135 (Points + 3 months Interest) +$2,100 (Est Title Closing Costs) + $2,900 (Est Utilities + Prop Tax) = $160,135 Total Investment - $150k Cashout Refi = $10,135 Total Cash Invested in PropertyIf you are use the Buy Rehab Rent Refi Repeat method that is promoted on this site you can buy rental properties for just $10,135 for a property worth $200k (or roughly 5% down with no PMI).

Kansas City is a fantastic market and would love to connect further when you're ready

We love Carrollton the most, we get great returns and fantastic schools for example.

This is fantastic... 

Kansas City is a fantastic market and would love to connect further if you've ever had interest in the KC market

How did you acquire your first property and do you still use that same method today?

I speak from personal experience - My first agent 11 years ago was super nice, but she did not have any idea about REI - just like me so we made  a fantastic team LOL