I am a very big fan of proprietary software so really never would have seen this coming!  

For example, ceiling fans in the master bedroom and family room, improving the curb appeal and the front entrance area, fresh paint, etc. 

http://chicago.curbed.com/archives/2014/04/29/chicago-is-the-7th-most-globally-integrated-city-in-the-world.phpGood luck!

The reserve amount to increase with each new booked loan.Financial Covenants:  Maintain a minimum debt service coverage ratio of 1.2x's both individually and globally for the entire term of the loan.Other Conditions:  Any, and all, entity owner/purchaser business organization documents shall be required for review by ( bank name ) at least 10 days prior to settlement i.e.

Also have some minor ceiling work to do as well as installing 3 ceiling fans.

Ceiling Fan, Paint a room, a carpet cleaning or something along those lines.

I'm not a big fan of them.

WOW small world that's cool you were from the Seattle surroundings are you a Hawks fan just curious.

Furthermore, our weightings are not globally fixed, but will vary depending upon the area:  viz. a 3, or 4-bdrm flat gets a higher weighting in universityville, than it would in the areas where young professionals are the target clientele.   2-bdrms in most of our areas are the baseline (weight 1) and the others are deviations from that point.  

I'm a big fan of multis myself, I currently live in my 4-plex and can't recommend it highly enough as a first investment if you're looking to buy and hold.