Hi Team, I am new to BiggerPockets and currently looking to network with future Mentors/Partners with the ultimate goal to establish my Real Estate Career within the Counties of San Diego and Los Angeles.

I'll begin by first establishing that my fiance and I have a very healthy relationship.

All partnerships should be established legally and conditions written down to avoid arguments later Good luck

Establish a relationship with them, and don't feel awkward flat out politely asking them to tend to the particular things that you do not like on the exterior.  

I hope to start out using creative investing strategies that require little money down, because I am a full time student and do not yet have established credit due to my student loans and young age. 

In essence we're planning on establishing retirement via real estate. 

*Disclaimer: There are no guarantees of return on investment as there are some risks involved with all investments.Exit Strategies/ How To Repay Private Investors Principal:Refinance or sell the property and cash out.Another option is to exchange the first Private Investors mortgage position with a second Private Investor.In the unlikely scenario one of these options are not available, Private Investors will receive an additional 4% rate of return until one of the options listed above is available.Examples and Financials Examples of a 2, 8, and 50 unit property are located towards the end of this Business Plan.The (5) five year financial information is found at the end of this Business Plan.Business Legal Structure Legal StructureBetter Way Properties, LLC is a Limited Liability Company established in Wisconsin.Additional LLC’s will be created as necessary ensuring there are no more than (2) two properties per LLC to help protect assets and limit risk.Ownership/ManagementPrincipal MembersJohann Kleisch – 50% Member & ManagerCarolyn Kleisch – 50% Member & Secretary The Kleisch’s have been together over seventeen years.They live in Evansville Wisconsin with four of their five children and look forward to continuing their journey of Real Estate Investing together.Mr.

Monthly income of 20k, (which is 30% lower than comparable properties in the area) monthly expenses, including mortgage and insurance are 16,800 assuming a 10% vacancy rate, 15% repairs and maintenance and 15% towards cap ex. which are all very conservative estimates as the property is in great condition and has been well maintained and all units are filled with multi-year leasing well established businesses.

At the time, I had no idea the recession would drag on so long--I have kept the name to remind my visitors that all markets are cyclical and that one can thrive in any market.

If you really really want to buy an apartment in New York City the first thing you should do is to go to a Mortgage originator and go to FTC.gov and download your free credit report and bring that with youYour past credit history is not the biggest problem; what is the biggest problem is that you are aggressive in building new referencesThe fastest way to build a stronger credit report is to do what's called "bank round robin"Take $1000 and go to bank one like Bank of New York, and talk to the manager and say that youd like to build a credit rating and get a mortgage within 12 monthsTheyll give you a secured loan with your thousand; then you take that thousand and go to bank to like Wells FargoTell the bank manager the same thing, that you want to pledge that thousand as a secured CD or savings account and get a  $1000 loanThese are called installment loans and now your job is to double up on payments on both loansSo it say your payments $80 a month with each loan or 160 for both of them every monthYou then make four payments every month and they'll be paid off in six monthsAt the end of six months you have 2 open accounts with two banks on installment loans, and paid as agreed with zero balancesYou may want to take one of those credit cards and establish credit at Macy's or other department stores with no more than two of them; Buy something and pay it off right away or keep a small balance because credit utilization rate is an important factor; this means keeping a 30 to 40% balance and even though it cost interest get you more points on your FICO scoreYour length of job in the same industry, you length of residency in the same place, and how you pay your bills on time will build a credit rating faster than anythingFYI I do lease-option assignments where I help the tenant buyers get mortgagesThis plan works faster than anythingGood luck