Only 1 CRE property on the schedule of real estate all increase risk, so your lender would combat each risk point with offering lower leverage.

@David Tiefenthalerthe only low risk, low-money down strategy for a beginner is house hacking.i've done a few seller finance deals with low down payments, but that was after i was well capitalized and already owned several rentals. 

Some are free, some are paid entrance.Are you thinking of buying when you hit the ground here, or leasing?

I understand this will vary from person to person and could be a debate so feel free to PM me if you have some thoughts.

I love that the rate is fixed for 10 years, but the PPP is only 3 - best of both worlds, if you are that Texan: if rates go up, you're protected for a decade, but if rates go down you can refi penalty-free after only 3 years.Credit Union - This is a Washington State credit union, coming in strong with that 30 year amortization producing a lower payment.

If you don't have experience, you don't want to take your family's money and put it at risk.

In the end there are many ways to make money in real estate you just have to figure out what works for you as well as what you enjoy.

You have to weigh the risk of potential vacancy.

Your tenants are entitled to quiet enjoyment and from the sounds of it, they are violating the lease. 

If she lived in the property 2 of the last 5 years, the first $250K gain is tax free for her.I wonder if the DIL is going to buy an investment property, why not just go in on it with the MIL and then he gets it through right of survivorship.