Yes, I have seen some rental RATES go down, from insanity levels that were not realistic or sustainable too a realistic point, but keep in mind these levels are still double digit increases vs 24/36 months ago.

You don’t get double digit returns with CD type risk.  

Investment Info:

Large multi-family (5+ units) commercial investment investment in Alvarado.

Purchase price: $1,050,000

Cash invested: $250,000

Acquired this 15-unit property in 2021 for $1,050,000, ...

We are starting to creep into the double digit appreciation in Kitchener, this month was 9.9% up from last. 

I have asked for bank records but the borrower can black out all but the last 4 digits.

They will usually give you 80% - balance of your other mortgage - closing costs 4-8k including prepaid taxes.You can always try creative financing like driving for dollars or cold calling to connect directly with motivated sellers who own their properties free and clear, or have a mortgage they want to walk away from, and you can buy on selling financing (you pay this person like you would pay a bank) or subject to their existing mortgage, there are lots of books about this, but my favorite personality is pace Morby who has a great YouTube channel and now also an a&e show triple digit flip

Edit - I can't share the contact info but PM me if you're interested. 

Written by attorney investors, it's full of practical advice pertaining to management of investment property, has sample forms that can be edited, and - most importantly - they tell you what your primary state laws are and where you can read them.

Its like trying to use Adobe Photoshop to do a simple edit for a photo --- for decades now I can't since the software is not intuitive for all its power.good luck.

The lighter tone will make the space look larger too.I use Miller Paint "Pale Quartz"  I don't think they do business outside of the Pacific Northwest, but you can look up the color for reference here:https://www.millerpaint.com/digital-fandeck/Good luck!