You also get to be cash fluid which helps with having liquid reserves required by the banks/lenders.

I have a very basic 1944 house that I've renovated. It didn't have attic access when I bought it. There's no plumbing or HVAC up there. I'm about ready to list it, but wondering if I NEED to add attic access for a hom...

The lender and brand will require experience when buying or building a hotel asset.  

It seems like there is a size requirement for rental property.  

It's a path that requires you to continually demonstrate your competence and establish credibility.

In the world of investing, Risk and Return are linked - the higher the risk, the higher the required return.So, there is NO WAY around paying a higher rate (assuming the same loan type) on a rental property - unless you want to commit fraud.

Buying land is a lot more complex, Time consuming, and requires more funds than buying an existing home.

I always tell them that I am required to follow a process which includes an application, credit and background check.

Many lenders now require you to submit financial statements to see how your business is performing as part of the underwriting process for a loan.

This is where we have income requirements such as the "two years of tax returns".Portfolio - I'll define these loans as loans that come from the bank's own "portfolio" of money.