@Robert Leon the cost of the fine will vary per county.

We are working towards retirement, love what we are doing and plan to continue picking up properties for rentals.

Hoping that the brain power of the masses can assist in providing me with some clarity.We have been going through the process of doing a short sale on a ski condo in Colorado and arrived all the way to the closing table to discover that the HOA had not accepted the short payment that the seller's agent had indicated and as such was demanding that the short sale be re-approved with the HOA getting more of what they are due or else they will continue with the foreclosure process. 

I plan to continue to live (most of the time) in California and spend a few weeks each year at the property in NV or AZ. 

- How can I️ maintain the most favorable position for a property loan in the future but continue to utilize equity ?

And what direction would you like to continue going, from here on out?

This is my 1st deal, and I only want to continue the transaction contingent upon the appraisal showing that the house is worth that much, at least, and the home inspection. 

All of which are going to give you a huge and varying experiences.I saw that real estate development was something you mentioned as well.

They come with their own tools, experience, insurance, licensing, and continuing education.

Is it the interpretation of the law as brokering a deal ( which I agree should only be done by a legal and licensed entity and understandably varies by location), is it the approach that wholesalers may take interpreted as predatory or is it something else?