We plan on replacing the roof and I carry a $5000 deductible so I wouldn't be making a roof claim anyway but thats what he said.

They probably won't agree to it and you can take them to small claims court if you want.

In addition, she signed  quit claim deed, which was filed with the clerk, which also says that the home belongs to me.So with this in mind, does the home belong to me?  

I just found out about SLREIA through this topic, but after looking at their website I'm a bit confused about exactly what the group really is.They claim to be a non-profit group, but charge $99/year for membership.

Quit claim?

Second, how is the $86k totally tax free as claimed? 

Quote from @Anna Lee: I would sue them in Small Claims where it's much cheaper.

The title company held $1140 in escrow in case the GR Holder made a claim.

The new pro-host ones I'm glad to see are:1) Ground rules for guestsSimpler ground rules, supported by stronger accountability policies, help ensure guests treat every home with care and respect.2) Retaliatory review protectionsWe’ve expanded the reasons a review can be disputed and are allowing Hosts to request removal of any retaliatory reviews in their history.3) Easier AirCover for Hosts claims processHosts can now file a reimbursement request in just a few easy steps and track its status on the Today Tab. 4) Guest identity verificationOur comprehensive verification system checks details such as name, address, government ID, and more to confirm the identity of guests who book on Airbnb. 

This frees money to originate and package more loans.Servicers are in financial trouble they had to front the money for forbearances to investors, many are merging to save the ship.When a loan has been serviced for a while it can be sold for many reasons:1. doesn't fit the location of bulk of the loans they service 2. borrower is difficult, borrower changes insurance and doesn't comply, insurance goes unpaid or taxes, borrower slow pay, borrower changes title, borrower complains ...3. borrower files bankruptcy, borrower has insurance claims and doesn't complete the rehab, Servicers are not all the same.