I would definitely try to talk to the water department to see if they can give you a reduction and if they can investigate the cause at all.

Hi, imputed rates are harder to investigate by IRS auditors than you might think, the probably have a current rate sheet for the month or quarter, but can you imagine going back five years from treasury rates and adding a margin for each adjustment and comparing the to the yield of a zero coupon bond of it's term with additional amounts of pricipal accruing to a balloon payment that is factored in at the time of sale and discounted from the sale price?

So we have been in the trenches of commission investigations and won.

Along with the pay or auit notice I would give her a piece of paper detailing your findings from you and your maintenance mans investigation of his "mold issue".

I'm investigating some local banks and credit union options per some suggestions of friends but thought why not ask the collective intelligence here at BP??

Then I will investigate remote RE investing.

These are different companies in different states, so I would think it's fairly standard practice to send homeowner the repair invoices, and it sounds like she needs to investigate further.

I ddnt know bout that special fee :) fun... will investigate as needed.see?

I posted the question and continued to investigate.

The first hill to climb is getting 7 to sign a sale contract, after that you can investigate exists as you'll probably add value just by cleaning up the title mess, guessing the seller has tried before and failed....maybe not.