Having said that, I am not sure if I follow your suggestion of "negotiate and walk away with extra cash".

I like shorter term deals, particularly if I can get a up of the upfront points, raising my AAPR.I certainly want to be higher up in the chain than junior and am not limiting myself to CA.Redeploying my cash in 78 days sounds great! 

I am aware of the Sewage issue and i am aware that in this high interest regime it won't be a cash flow property.

Are you aiming for consistent cash flow, or are you more interested in the property's appreciation over time?

Purchase price: $188,000 Cash invested: $200,000 Sale price: $234,000 This was a bankruptcy sale.

If the rates for a cash-out refi are similar to what you're already paying, it might be worth exploring, especially if you prefer the certainty of a fixed rate.

Purchase price: $195,000 Cash invested: $207,000 Sale price: $237,000 This was a super quick close, 3 day escrow!!

It just going to require a lot more cash to set it up properly so I would consider that up front :)Best of luck!

I have experienced cash flow anywhere from 10-18% with so much more to offer.

Therefore, my monthly payment has now gone up by $1,000 which doesn't make sense to rent out anymore, as it will be at a significant cash flow loss.