To get back to your original question, it wouldn't hurt to ask your banker.  

This was absolutely the way they pushed us to think when I was a personal banker and it’s how they push the mortgage bankers I know  Actually terms for mortgages for rental properties are always more stringent than owner occupied loans.

One of the attractions, Oklahoma River Sports is a state of the art $45 million whitewater rafting and kayaking center that opened in 2016 and is home to the US Olympic kayak and canoe team.4.Oklahoma City is consistently voted one of the most affordable places to rent in the country, as well as one of the best places to invest in real estate.5.Studies have shown that millennials are flocking to Oklahoma City.Oklahoma City was voted among the top 10 cities that are attracting millennials as well as the 7th best cities to start a career.Millennials are adults age 20-35 years of age.Studies show that millennials boost economies.6.Oklahoma City has received numerous awards such as:a.2017-Top-10 major markets for housing affordability(Demographia)b.2017- Top 10 US cities where everyone wants to live (Business Insider)c.d.2016-Top-10 among large cities for recession recovery (WalletHub)e.2016-Top Metros for wage growth over the past decade (Forbes)f.2014- 1st in best city to start a business in (Kiplingers)g.2016-Best cities for workforce (Global Trade)h.2016 -among the top cities rebounding from the recession (CNBC)i.2016-ranked number 1 for quality of life (Business Facilities)j.2016 ranks number 1 for Women entrepreneurs (Merchant Cash USA)k.2016 ranked number 8 for millennial home population(Smart Assett)l.2016-Best bang for your buck housing market (Angie’s List)m.USA Today Reported,” Since 1999 the number of Californians departing the Golden State for Oklahoma has outnumbered those going the opposite direction by more than 21,000….The influx of Californians is a sign of Oklahoma’s growing economicprowess.”

I am an investor and realtor in MN & WI since 1999 and love working w/ eXp as my brokerage due to the collaboration, technology, global reach, revenue share, stock awards, sustainability, & multiple income streams. 

A coworker of mine uses Coldwell Banker.

It’s usually a little easier if you have a referral but ultimately bankers are sales people.

My banker said he could do 80% LTV with a Fannie Mae/Freddie loan. 

How did you develope your banker relationship to make lending more of a partnership?

My Chase Private Client banker mentioned that this could be done through their commercial arm, and I suspect I'd get decent terms from them, but I'd rather compare and contrast a few options.Anybody have thoughts on these options? 

I've never made any purchase fitting this description because of the same concerns. primarily the concerns any would be good tenant might have with coming home /going out after sun down as well as having visitors living on a desolate street. in cases like that it can seem like a different nation to some people. now, if there are frames going up, big metal trash bins, contractors working on the block of the subject property then I'd say you have nothing to be concerned about. yet being as though there can be development down the street but no intentions on crossing that one intersection any time in the next 24+ months may be a factor on one way hand. however, on the other hand, you can still use those comps from a few blocks over to support your figures. the one sure way to defeat this obstacle or lessen the potential blow back is to purchase one or more lots on the same block. its never a sure thing when you're at the mercy of the bankers/lenders appraiser as apposed to your own. my coin.kudos,Mary