That would generally cost more than a dwelling fire policy you would have on a regular 4 family rental.I would also review the lease with a an attorney that is familiar with the medical industry and commercial real estate as well.

If they just plan to interfere in the future, you might as well fire them as a client and move on.

The fridge went into an existing single circuit to the panel.Yet on improving egress & fire safety etc throughout the building we had to get a commercial architect involved.

House caught fire a month later.

If you can afford the mini splits and can live with the single-point source (i.e. to heat/cool the place all the doors need to be open), much better:1) Your tenant gets about 50% off his electric in winter2) Your tenant gets A/C and you get dehumidifier which keeps moisture down3) Baseboards are notoriously inefficient and usually get a sofa shoved in front of them4) If electric and not regularly cleaned, I think they're a fire hazard.

Say the house has a fire and it takes 6 months to repair and get the tenants back in you've lost 6 mos. income from that house.

Corbin,If the rentals are 1-4 family houses, the most common policy to cover them is a Dwelling/Fire policy (some companies name the as a Landlord policy).

Hello, all of you experienced REI guys! We’re trying to get in the game, but have hit a snag. Our plan was to sell our primary residence, after having made extensive upgrades, and use the equity to purchase a duplex. ...

---Does it make sense in smaller properties- ie I have a 2 story property where the 2nd level had a fire.

In Florida it is a felony offense to steal a fire extinguisher.