It has been instrumental in guiding investment decisions that has built my personal net worth to be amongst the top 2% of all Americans.

That was the end of their American Pickers aspirations. 

Previous job had me traveling 5 days a week and I asked them hundreds of questions.It's a totally viable, secret society of crash pads.

In which case, if he hasn't notified his insurance company and then reports it and they are asked to investigate and/or defend him against a possible suit, he could jeopardize his entire claim to be denied for coverage as he would have failed to report the loss in a "timely" fashion, and also muddying the waters by offering money (which they would NOT want you to do, as a lot of people take that as an admission of guilt, even if that is NOT the case).It is a tight rope and while we all want to be humanitarian and sympathetic, our society has not made it easy; especially with a large proliferation of people oftentimes simply suing just to sue...that's just my .02.Regardless, I hope this can be reasonablly resolved for the OP (with little to -0- out-of-pocket on his behalf).

So if you're at least looking to stay in this part of the country they're good since they also have a good RI presence.First American is nationwide and definitely one of the big (if not the biggest) players in the title insurance area.My understanding is that there are parts of the country (like the East coast) where attorneys are the ones to regularly do closings, and there are parts of the country (like the West coast) where title/escrow companies are more normally the ones to handle closings.

I only have 1 property in MN but my Allstate agent set me up with an American Modern policy with $300k liability on a $700k townhome for $344/year.

Or, go along with it and rent to folks who have paid their debt to society (there's an interesting moral conversation to be had there).

According to figures from recent American Housing Surveys, while only 5 percent of all owner-occupied households in the U.S. had contracts for deed in 2005, 9.5 percent of Hispanic owner-occupied households and 7.1 percent of black owner-occupied households across the country used them.1 (For more figures on the use of contracts for deed, see the table below.)

@Daniel ByrdThe American Dream is a lie.

Mental health is a serious issue in this country and many Americans let theirs go unchecked.