I understand I may not have the same borrower protection rights as I would if the mortgage was a conventional loan, and I'm not going to have my bank put a stop or hold on the payment, I just thought it was strange.

We actually used conventional not FHA.  

Conventional loan, proceeds from sale of flip were used for the downpayment.How did you add value to the deal?

Would I have to live there for a year, and is refinancing the same process as a conventional? 

@Ethen Royal you can have up to 10 conventional loans! 

Even if you did get a better rate with a conventional loan, your payment would likely still be lower with a VA loan due to not having to pay PMI. 

@Guifre Mora Yes we have a lender who offers 3% conventional downpayment options since we will also be living in this property. 

Are you looking for conventional gov backed, etc ...Would you share a little more info?

I guess I’m wondering where I should begin or what programs (FHA, NACA, Conventional, ect) people would suggest going with/looking into.

He specializes in getting it bought with cash (hard money) and then refi into conventional.