Another issue you may run into is vehicles. 

They might offer business lines of credit or renovation loans. 

Can you buy a new primary residence using a conventional loan with a 5% down payment? 

Materials and labor have gone up greatly in the past few years.4) 50,000 but average home costs were only 200,000 at the time ( 25% down commercial loan).

Keep in mind if you have a mortgage on it, the loan might be called because of the Due on sale clause. 

Both of these metrics are used to measure, or determine risk when financing commercial property or making a commercial mortgage loan.LTVThe loan-to-value ratio, or LTV, is a measure of the relationship between the loan amount and the value of the commercial real estate (collateral).Calculating the LTV helps commercial real estate lenders determine both the qualification of a borrower and the proposed terms of the debt being considered.LTV = Loan Amount / Appraised ValueBe sure to understand that the LTV will be calculated off of the appraised (market) value of the asset.

Know your financing conditions and interest rates if you're getting a loan for the property.Deduct all costs from the total rental income to determine your estimated monthly cash flow.

About 4 pages of "loan products" - all with AMAzing terms like no points and .5 (yes, half a percent) interest on certain loan products.

Based on the research I've done, I believe we need a Bridge Loan.

Try to rent to people without vehicles.