Back to RE, if that property needs repairs as you mentioned, you're not likely to get an FHA or VA, unless is an FHA 203b who purchase and repairs which are pretty tough to get (most lenders don't do them).The value of the addition depends on the addition.

I was also having a tough time automating transaction detail specific to a closing transaction.  

You'd be paying about 15% extra in taxes and up to about 10% extra in workers comp, so 25% is a good ballpark for the basic extras.

Will have all new windows & doors, commercial flooring, peaked roof, int. done very tastefully, exterior fixed up and new street-side wall installed in place of wooden sliding garage door.It's a tidy studio size for students, local workers, etc.

FSBOs are tough - they are not necessarily motivated and many will have no equity (hence their desire to not pay a commission).

A 15-yr at 6% is tough.

The Acting Governor has asked businesses to send non-essential workers home, and the City of Waltham has issued a snow emergency and asking businesses to shut down and send workers home, no parking on the streets, etc.

Mattresses are a tough spot, I ended up going to my local Sleepy's dealer, but you're right I had to negotiate to drop the price of my bed $350 dollars.Here's the Deal that occurred 4 years ago:Product: Queen Sleep Series 400 with split-box frameMSRP: ~$1800Negotiate $350 off, 2 free 1 <3 My Pillow pillows, pack of sheets.

You are in a tough place.

The other thing you can do is provide her with contact information for a domestic violence outreach worker: police departments often have a female officer who serves as a liaison with both transition houses and outreach works and would be a good place to obtain information.