Before making any decisions, review the information provided by San Francisco's Office of Short-Term Rentals website, consult with local experts such as real estate agents or property management companies that specialize in STR.

Man, I'll take 18% CoC anywhere I can get it, provided the deal fundamentals are solid. 

If so, this property is going to be very slow to provide decent cash flow  - at that price, $125k, it shows poor historical appreciation.  

Though, keep in mind that HELOC rates can fluctuate with the market, potentially exposing you to higher interest rates down the line.On the other hand, a cash-out refinance could lock in a fixed rate, providing stability/predictability in your monthly payments.

I'm ok with that as long as they "own" securing the subcontractors are regularly on-site and provide good communication back to me.

Whether you are starting an online service or buy a food truck, endless possibilities..

For example, a house built in 1920 with new HVAC, new roof, and a new electrical panel might be a better buy than a house built in 1950 with original systems.For the gardener services, why have a line item for it if you are handling it?

Silva PaganThey may, for example we run a private fund but I can tell you the offer we would provide will make you cringe.

Based on the information provided about the tenant being on disability and history of hospitalization I would suggest having the local authorities do a wellness check.

Quote from @Sras Sath: Could someone provide sources to use for estimation?