If there was an underlying reason for the SAFE Act being applied to seller financing, this issue is it.Now, I do see a hefty down payment above, too many SF deals are done with much less down.

And yes, I'm not saying that just b/c there's a bank nextdoor that your neighborhood is safe either... just an interesting note in the more obvious warzone type areas that I found in my area (the lack of access to banks or places of $ - payday store fronts, etc.)

. :)I just hate seeing people spend thier money for stuff thinking it's essential to thier business when it doesn't work well or is inaccurate and where, with a little more effort, they can learn techniques that are the accepted and proven methods of doing things.

Still no income and no place to live.Holding money in the bank will generate about 1500, what is not much, especially in California, where I am.Can someone give to me some idea what I suppose to do, does any really safe investment exist, which would generate more money ?

A 30 day late hurts immediately worse than high credit balances.With all that said, its better to be safe than sorry.

During a local investors meeting, the topic came up the other day of whether you can use creative technicques and even no money down techniques in commercial investing.

The techniques are endless, but you will figure out one technique you are comfortable with and build as you go.

But the Dodd Frank and SAFE Act have put some of this into a gray area.

Most of the techniques advocated to price assets are rather crude and thus for most real estate investors it is a Stretch Armstrong level stretch to account for risk too.

I'd recommend a combination of techniques such as mailing a letter, then mailing a postcard, and door knocking.My biggest suggestion for ANY type of marketing is to do it consistently and persistently.