This also allows me to take my cash (outside of retirement plans) and leverage it now while interest rates are low and benefit from cash flow today while the other funds do their thing for later.   

On occasion you will get a pretty good tenant who will live in a multi for several years, but this is usually a retiree who poorly planned their retirement and money tends to be tight for them.

The tax preparer I have been using has decided to retire this past week. 

Say 209K sales price, rent in market = $1,000offer 210K $500 per month on installment sale (or about that)Look up imputed interest on IRS tables, charge thathttp://apps.irs.gov/app/picklist/list/federalRates...You want to sell benefits to owner maximizing her equity, creating a retirement asset she knows, Some money in Main Street, some in Wall Streetoffer her a quit claim if you do not pay her, held in escrow, with escrow instructions if you defaultThe key here for you is to get a property that is a good quality buy and hold rental, good cash flow, without a banketc.Sales Tip:Compare to Annuity http://www.investopedia.com/university/annuities/Reverse Mortgage http://www.investopedia.com/search/default.aspx?

There is a volunteer chapter of the SBA, called SCORE (service corps of retired executives) - they have chapters all across the US.  

Hi Henry, There are a number of potential issues here.First, you should be very careful about combining the properties into one (1) entity as you might unintentionally create a prohibited transaction by combining personal funds with retirement account funds. 

The numbers work out and the seller is retiring so the price is right and he is motivated.

Many of the properties I'm seeing are Boomers that are cashing out to retire.  

We are long-term buy and hold to either have passive income or cash-out for retirement. 

I asked a retired appraiser, who knows the area very well, his opinion.