Pros - Higher rents than renting to a family, I can pop in anytime to check on the place, if one guy moves out, I don't lose the whole rent, no wear and tear from kids or pets.Cons - Higher turnover (I usually do month to month which also has higher rent), potential for parties (but I screen very carefully so this has not been an issue at all), parking, roommate drama (rare with professionals).Just another option to consider.I'm a mortgage lender myself and I wish we had a 90% product like that MACU loan!

I would say those things are extremely minor.

There are commercial products out there with 30 year amortization to help keep payments low and you can cash out between 70-80% LTV.To answer part of your other question. 

No need to worry about what interests rate will be in 5-10 years which is an issue with a commercial product.

(Something I HATE doing)The main issue we had on this transaction was that I did not know that the city was a " block to block" city.This just means that it's a lot tougher to value properties because one street could be extremely nice and then you can go down the road and be in a war zone.After we got all of the mess sorted out, we ended up getting a price reduction and we are going to move the deal forward.Here are my top three mistakes.1.

It is still possible to find deals but you have to be extremely vigilant and determined. 

I am a long time customer who has derived immense value from their product.

You have to stay competitive with the market, both in the product you're offering and the price.

I would probably polish up the brass and keep it in the dining area.Similar styles at Pottery Barn & RH sells for $$$https://www.potterybarn.com/products/gemma-crystal...https://www.restorationhardware.com/catalog/produc...

Hey Scott, I'm a builder in Michigan and I have a great line on a product that works for me.