Ask a local insurance agent, preferably the one that works with investors.2.

Likely if there is a mortgage the seller would prefer cash at close.

We prefer MTM agreements over long-term leases.

If, as Lucas Hall suggests, Cozy doesn’t receive revenue from accepting credit card payments, then there should be no reason Cozy doesn’t add this functionality.Lucas, as illustrated above, the landlord’s choice of payment acceptance can have a profound impact on risk.

I'm trying to put my personal preferences aside.Full bathroomHalf bathroom

I pass up 2 of them to get to my Lowesof choice.

Is it preferable to refi the house and then later get a heloc for more investing? 

Looking at your deal and running my numbers (I also use hard money that lends at 70% ARV, 13.99% interest and 4 points), you would need to get the purchase price down to at least 230k, preferably even lower in order to get the HML to fund the full repair (assuming you can even find one that will do 100% purchase and rehab there).I have spoken to a lot of people doing deals in Atlanta and I know there are some pretty cheap properties there that make great deals.

I certainly think that--despite the water concerns-- Imperial Beach has been overlooked for too long and that especially in the longer run, 10-15 years from now, having invested in Imperial Beach will prove to have been a wise choice.  

Commercial loan for 80% of value.Rent $1050/monthThe policy choices: Cost Policy A $726 annually Policy B $1,008 annually Coverage: dwelling $113,296 $352,300 Other Structures $2,000 $35,230 Personal Property $1,500 $3,000 Loss of Rents $22,659 $35,230 Landlord Liability $100,000 $500,000 Medical Payments $500 $5,000 Deductible $500 $1,000