I know hard lending is an option, I am trying to have least down as possible.

Possibly intro you to the right people.

I am looking to learn as much as possible to do my first deal.  

I’ve got the age old question of whether we should sell our townhome or keep it and make it our first rental.This is my first post on BiggerPockets so please let me know if I have left out any information that may be helpful in the analysis.Single Family TownhomeBuilt: 2001Purchase Date: 2008Purchase Price: $270,000Property Tax: $5700/yearHOA: $125/monthWater/Sewer: $1320/year (Must be paid to county by home owner)Insurance: $800/yearMaintenance Costs: $400/year Other planned future costs: Roof (in about 5 years, ~$5000), water heater (in 7 years, ~$1300 including labor), water softener (in 5 years, $500)Current Mortgage (Refinanced in 2012)Term: 15Rate: 3.375%Principal: $140,000Market Value: $230,000 (Upstate NY market with minimal appreciation expected)Rental: $2000/month ($2200 possible but I want to be conservative)I was also considering refinancing to a 30 year mortgage to help with cash flow but I’m not sure if it is worth the $4000-5000 in closing costs to refinance.Normally I would not consider this a good rental property because of the low/negative cash flow.

Looking to possibly expand to the area but making sure properties aren't sitting vacant for that long to be rented when put on the market.

If refi is not a possibility then sell for a profit Map out a plan with the end in sight.

As a wholesaler I don't pretend I'm buying their property, I let them know "my investors" are buying the property & I'm just here to possibly agree to a contract.If you can put the property under contract, take tons & tons of photos & market the contract.

*Number 2 seems like it will possibly bring in more cashflow (once all the numbers have been sufficiently crunched), but again making huge amounts of cash isn't my immediate goal.

I think there are legitimate companies out there, in that they buy houses wholesale, do quality rehabs and possibly do the property management. 

We also enjoy spending time outdoors whenever possible.