You can also get owner financing a s a first or second or other mortgage position.

I'm in Saratoga, nothing would come close to positive cash flow here...

So cash position is important.

@Lauren Perry great questions, and good position to be in. 

I’m currently working on improving my financial position as to be ready to purchase a small multifamily property.

It is incredibly common for properties in your area to go for over asking2. you are confident it will still appraiseor3. you are comfortable with and ready to compensate the difference between the appraised value and your offered amount in your down paymentI don't think hoping the appraisal will come in low so you can negotiate down after the fact is a solid strategy or a strong starting position.

Tenant give me 30 day notice today.

However, I would do some research on what type of notice the regulations require in that situation. 

You won’t make as much per door as SFH but there are other positives.

Also I noticed you didn’t have a picture so please forgive me for asking but are you male or female?