More often than not the negativity is a reflection on that person's own life than what you are doing.

But your student loans are a reflection of your high paying salary (optometrist!)

The BP community of landlords are simply a larger control group that simply reflects my experience with the landlording/PM businesses.I'm inclined to believe number 2 since I have 3 lawsuits, each one I have won and I collect.

Thanks @Jay Hinrichs and @Chris Ambrosio     I also found the following online-seems a good summary of risks and legality:  http://www.johntreed.com/dueonsale.html   But I have a simple question - how does one get the payment coupons to come to a new address and isn't this something that would naturally reflect a new payer on the note?  

@Jonathan Dick    as I reflect on this and since I am a NMLS licensed mortgage banker ( currently inactive) in Oregon.I still take all my CE and one of the big components of CE is the predatory lending that caused the huge melt down..

Also, I would take some time to reflect on what transpired and see if you can use this experience as a way to strengthen your tenant screening process.

I'd put it $800,000+ in an irrevocable trust for five years at 2% interest and spend time studying, reflecting, learning and listening before making any rash decisions.

Most of the responses you've given in other threads have been short and vague -- people will consider that reflection of the information provided by your organization (even if that reflection isn't accurate). 

Your lease should reflect the local laws and/or be something that would hold up in court.Another thing to consider is that some tenants may hesitate to make a service call in fear of having to pay for it.

“My first vision for Apple”– Steve Jobs reflecting upon the clean lines and open esthetics of the Eichler home in which he grew up.Joe Eichler designed many modern residences throughout Silicon Valley.