I'm looking to do a personal project of mine where i'll be building my own personal residence and decided to do it with just straight cash, and the idea was to cash-out refinance the property after it's completed.

It sounds like you want a personal loan from a bank.

How do you let the applicant know that despite paying for the credit and background check them may not be choosen without making it seem like it is a personal thing?

He does my personal taxes and everything for my 10 apartment complexes, partnership returns etc.  

Personal loan

Personally I am not handy so going through a GC would be best.

Unemployment will tick up heavily end of Q1 into Q2 and that's when the realization of this consumer debt: personal savings disaster that's been brewing will show up.

These typically are not reported to credit bureaus and also do not affect your debt to income ratio which frees up your credit for personal loans that you may need in the future as well as does not limit you to the amount of loans that you can have as a buy and hold investor. 

Andrew has helped me personally and many of my clients over the years.

Does LLC as borrower have a higher rate than if it were personal?