Also, they could buy my Option back within the two years for 30K.

Great options for LTRs and STRs. 

i’m Twannisha Jackson. i’m house hacking in cleves, ohio. i have a question about paying the mortgage down & what’s the best option?

However, given the investor-heavy saturation of Memphis’ residential options, my efforts have not amounted to any real results.

Option 1&2 are obviously easiest/quickest.

You can use this tool to figure out that part: https://docs.google.com/document/d/100dRzu-iQEIZbR1adxIASdH2...Once you have that you should engage a local broker to discuss the options for those types of uses in your market and they will be able to help you understand the overall picture and cap rates of the various options.

Best option is 4-5 bedroom house, depending on your price range. 

Does anyone have experience with this or other options in using Fund and Grow credit cards with conventional/unconventional lenders? 

If you need help running numbers to determine the return of both options, or simply chat further feel free to reach out.

Hello Mast, It is great to see some people from outside the U.S. getting involved in BP!