You are correct that some websites only do the background check (credit + nationwide background/eviction), but you really want a website that also has a full application.As far as questions, this is important (both past rental verification and employment).

@Mike H.In Illinois(,Indiana and Wisconsin also I believe), First Midwest Bank is one that makes HELOC on investment properties with terms essentially identical to a typical owner occupied HELOC.

We wanted an average of 640 or above, and the Wife meets it but the Husband does not, he says its because of identity theft.Thoughts, what would you choose?

Without insurance a dental scaling cost $60,  I dental implant cost $1000-$1500.  

I say sign a rent guaranteed from a family member or two, this rent guaranteed also requires background check for such family members and income verification.

I'll help you calculate that.You will might hit a snag on the REFI part, since you are new in this role and brokers/lenders are tight on verification of income requirements. 

All these calculations show an identical BRRRR, bought for $50,000 cash, with $25,000 rehab costs, and refi’d for $100,000.

Hope I'm not hijacking the thread here, as someone who lives in Bangor as well and with a nearly identical story (rich dad, richest man in Babylon, 10x and close to 100 more) I've been hooked.

When I moved back to San Diego about 4 years ago I kept my almost identical (across the street actually) property.

U-Haul live verification technology allows rental transactions to be carried out entirely on a smartphone at any hour – day or night.