While I haven't (knock on wood) been in this situation personally, I would contact Rent Recovery Service which has a partnership with the American Apartment Owners Association.

Ironically, most of my hobbies have become an income source in some fashion.

You are not immune.The American Association of Private Lenders has a great website dedicated to opposing AB 1771 HERE.

Just finding a good bank can be hard after the 2008 housing collapse banks started to behave more in a normal fashion can you afford the house, location etc.

When an accountant does your books he generally does not do your books in a fashion where he proves whether or not you are providing him with accurate and legal information.

Those arguing to just blow em off in 1 form or fashion, lol, well I am blunt and compulsively honest so I will just call it as I see it that they have no clue what there talking about, that's a fast-track to more problems. 

“Opendoor promised to revolutionize the real estate market but built its business using old-fashioned deception about how much consumers could earn from selling their homes on the platform,” said Samuel Levine, director of the FTC’s Bureau of Consumer Protection.

It has cost millions of Americans the opportunity to EVER own a home over the last few years.

I'm in Arizona and I know a lot of Americans here own property in Mexico.

Essentially what you do is valued against what else you could have done instead.By having to ‘invest’ an extra $275/month in the ‘non-cashflowing-equity-impact’ house, I can’t allocate that ‘investment’ elsewhere…like the S&P500.This is what my $275/month investment would look like in the S&P500 over 30 years (the length of my mortgage) at a long-term annual Rate of Return of 8%.Calculator & visualization courtesy of KJE Computer Solutions via American FundsMy $99k investment over 30 years turns into $389,843.