He recommended just using ordinary rock everywhere, ensuring shower seams are caulked and paint coat be maintained and that is the solution/prevention for water/moisture issues.

What other financial information do you typical request to ensure validity and track record is as advertised? 

This means you don't have a specific deal but you are having a dialog and application to ensure they will lend to you and what terms.

Deals can often come down to competitive bidding, and if your agent isn't there working for you, you need another one.That agent sounds lazy and not motivated to ensure you have good customer satisfaction.

They would do all the heavy lifting and research on the front end we’re you would just do your due diligence and confirm the numbers and ensure they meet their milestones.

I know they will still foreclose in your house if you can’t make payment even if you make extra ones....Morale of the story, ensure your roi is greater than the debt interest rate.

You should talk to a real estate attorney or title company that works with investors in your area to ensure you are in compliance with any laws.

Even if things look clean I would run my carpet shampooer over it anyways to ensure it was clean for the next tenant because even a clean looking carpet can hold a lot of dirt.

Nor am I experienced in proper contracts in establishing the right paperwork to ensure legal/asset protection for both parties. 

I don't particularly like the strategy of going back to a 30 year (if that's what is being proposed) just to ensure the property "cash flows."