@Austin Works, yes that is pretty much it.

I'm hoping that I get some good information although I'm pretty confident most EVERYTHING they say will be something I already heard on a Podcast or read/heard in a book. 

My last several have been belly to belly with the seller, no agents, so my data may be like me - dusty and outdated :)

I found a mistake my cpa made last year related to REI (it was a simple one but it happens) This year I found a tax break I’m pretty sure I can use in the future that I would guarantee you he hasn’t heard of.  

If you expected an appraisal of $187K, and it appraised at $155K, that's a pretty big swing. 

@Lynn Currie I've never done it before, but looks like you have it pretty much figured out.

@Patrick Fraire they are actually pretty close, I wish they would include their methodology though because some people count management and others don't and that can be a big difference.

I'm currently banking with Bank OZK (formerly Bank of the Ozarks) and pretty happy with them.

There's been some pretty big shifts in many markets going on since 2007 whether it's changing demographics, the nature of jobs and work (i.e.

Pretty ****** return IMO for 5 properties.