So it's pretty critical to ensure I get approved for the loan. 

Terms & Conditions link takes you to http://kentclothier.com/terms-conditionsfindmotivatedsellersnow.com:the About link shows Kent Clothier againthe T&C link is exactly as shown aboveNOTICE: there is no endorsement nor an criticism offered in this posting!

That article is as distorted as the media the author is criticizing.

But to your point, having a local partner who is in the industry and someone you share a mutual expectation of value & repairs with is critical.

They tend to ignore critical factors in favor of initial cash flow numbers on paper.

Now I think you're just trolling.In your reply to me, you criticized data.

It is so critical in real estate to buy well. 

Praise in public...............criticize in private.

Obtain the contact details of his ex-wife and, with his blessing contact her, set up a meeting with her to discuss the purchase of the home, create rapport, explain SUB2 and make my offer where I agree to assume payments and he transfers the title of the house to me or a person of my choice.I am looking for feedback and criticism from all people but, especially from those who have successfully negotiated through this minefield before.I am in Canada btw.

You are at a critical decision point...the management of the asset.