Good luckThank you Dan for the detailed response. on 1, This seems to be an systematic issue because when additional living space is introduced that should result into increase in value.

You want to get this process started right away because many times there will be title issues that will need to be cleared up that could take time.

That would have taken the issue to a whole new level.

Well worth the cost.Plus he can defend us in there ever is an issue.

Have an idea of the limits you want quoted     - Building - cost to rebuild    - Contents: do you have any business property there (appliances that are not built-in,         maintenance equiptment, furnishings in common areas) - what is the cost to replace them    - Business Income:  What is the total rents minus the costs that don't continue    - Liability:  What limit are you looking for2.

Some people with cash to throw around don't look so diligently and run into cash flow issues.3: Life style: We decided to downscale our lifestyle and even do away with our cars for a short while.

Wish I had more luck with the manager companies.I just don't want to keep using cash to fix- cover any issues that come up now.  

While sealant can give extra water protection, it might also trap moisture, leading to potential issues like mold.

Working with tenants when they run into issues, treating them with respect, these actions are your first line of protection.

My area basements are very common. crawlspaces are also a thing ..