Hey John,Born and raised here in CLE. 

If so, then it's less risky, but I hate not paying off CC's in full every month because it offers an easy trap if you don't.

I was born and raised in the city and I am very excited to be a wholesaler.

Hi Huan,I'm new to Bigger Pockets and real estate in general,  but I was born and raised in Greensboro.

The rental income typically isn’t counted right off the bat as income to offset your expenses, so you can quickly get trapped by debt to income ratios, etc where the bank thinks you don’t make enough to cover the new loan once you have added another house to your monthly expenses.

DIY MethodsFor minor infestations, you can try do-it-yourself methods like traps, baits, or natural remedies.4.

I am originally from the North East where taxes require sacrificing your first born.

I got out of the Army about 2 years ago and it has been an exciting adventure.So full disclosure, I don't own any rentals in the East TN area (yet), but I was born and raised in Knoxville, so I may be able to help a little.

Use the trapped equity to buy MFRs. 

I am Chicago native born and raised.