@Camile Case thank you for replying.do you have recommendation for a specific bank or loan provider for value add/rehab loan. my Buisness partner is checking local banks now but they focused more on line of credit for the LLC (we partner in different retail and beauty business) and said they would check it and get back to us in the next couple of days.we checked with US bank (doesn't do Florida) and lending one (doesn't do rehab loans) and both doesn't offer what we need.we prefer finding a solution just for the rehab (60-65k) and then refinance the owner financing.

The play here in Austin at the moment is waiting for appreciation.

@Eric Steffel Greenville, SC is a beautiful place.

At the moment I am not sure if I want to renovate but I do know I would like an asset that appreciates.

US Bank is out - no HELOCs on investment properties at the moment :(

I've been tracking Little Rock, AR for almost 2 years and don't understand why no one wants to buy in this beautiful state.

I'm also concerned at the moment with covid and the ability to find roommates and also be comfortable living with people I don't know. 

@Taylor L.Are these meet up groups virtual at the moment?

I have beautiful, occupied properties, I have vacant crappy ones, I have SFH and 2-4 unit, I have raw land, they go after EVERYTHING. 

The beauty of a HELOC is that you only pay on it when you are actually using it so it's there when you need it and costs you nothing when you're not using it.