I really did not have to advertise for the Atlanta properties. 

once their in can they use anything against me for not being compliant even though i have not advertised ADA in any way?

I provided a furnished room and amenities geared to that group and advertised on the bulletin board at the University of Washington School of Medicine.

What I feel you're missing with the payment calculator is they use it as a means of advertising.

Possibly advertise on craigs as a job with the perk of living rent-free? 

They don't advertise.

Personally, I would simply advertise it as "three-bedroom unit but one bedroom does not have closet" or "two-bedroom unit with an office space that could be used as a bedroom."

(Because applicant’s credit report would be accessible to you through the site, I would ask your agent to open his own account there, advertise your property, and deal with everything from A-Z - for liability purposes - like he would anywhere else.

There are NO national HML/PML  not one company funds in all 50 states many will do the majority but NONE of them are nationwide even though many advertise that but its a little puffery by some of the legit ones .. but fake ones keep in mind NO one funds in all states.

I'm about a start marketing campaign that involves me taking the calls directly (instead of my normal 800# service) and I have an out of state cell # that I think my scare some people away.