Get you a smart 65” from Walmart and some green tea mattresses from amazon and be on your way. 

Left to my own devices, I stay up until 3ish, sleep until 10ish, and get my best work done after dinner.

Smart money investors have a good BS detector.

Hi all of you smart creative investors.We have found a messed up property.Its in a deceased estate with 4 beneficiaries.We are thinking about adding value to it then reselling/flipping it for capital.We are thinking about leveraging creative seller financing.In your opinion, In what creative ways can we structure seller finance in this context?

Hi all of you smart investors.We are developers.We are start ups.We have good coaches incubating us.We have good professional teams backing us up.We have financing institutions backing us up.We have access to a R220 Billion property portfolio.We have identified a 4000 square meter land.Our strategy is to Rent to Develop to Rent.We have a storage tenant & parking tenant.Our development costs is R58 Million.We are gearing it 70/30 ratio.We need R1 933 333 million seed capital.We looking to raise seed capital from investors.We have no money to put down as we are start ups.We have a few investors in mind.In your opinion, what do you suggest we do to have them invest in us?

I think you're smart enough and talented enough to do what I do - or do things better than I can.

I also use an August Smart lock with an additional keypad being Key-less is awesome plus it gives you door status on app so you know when turn over personnel arrives and leaves plus it sincs with online booking platform so your guest always get their keys (app/code) right after booking and if they cancel keys get deactivated automatically.

It lets you buy a house with 0% down, that's ALL, and buying a house with zero equity isn't that smart of an idea to begin with. 

A smart investor doesn't take big risks.

With that being said I have learn a lot just by owning my own home but have so much more to learn.My question deals with refinancing, if it would be smart to do now and what benefits I could get from it.