I am an architect who uses generative design to streamline the production of mid-size projects but I am not a full-on programmer.

These professionals may have access to exclusive inventory and may also have a network of other agents who also have such inventory.It's worth noting that these methods may not be productive in all markets and you may need to experiment with several methods before you find a method that works best for your area and goal.

Yep, those are the loan products I'm referencing!

Guru's have plenty of knowledge but its the product cost is what people get upset at.  

Mainly, the minutia part of the process that is often not the most productive expenditure of time for an agent. 

https://venturebeat.com/2017/11/06/google-and-salesforce-sign-massive-strategic-partnership/Exceptions to the Contractor/Vendor RuleYou do not have to issue 1099-MISC forms to C- and S-corporations or to entities from whom you purchase products, such as merchandise you'll later resell.Payments made to contractors and vendors by debit card, credit card or through third parties like PayPal are also exempt—the IRS uses a different method to track these transactions. 

Does anyone have any experience with themIUL can be great products, but like all great products, you need to find the right one.

Some loan products allow you to put 10% down but you have to stay in it for 2 weeks out of the year. 

I started using these products as a client in my own investments, but had enough positive feedback from other investors, that I connected with the manufacturer and started a small business around it.Please feel free to reach out if you feel I can be of help in any way.

Looking at building costs, material costs, and lack of labor- anything we build now will cost 10%-20% more every year for the same product.